Intellectual Property Rights

Our Limited License to You

This Site and its materials are the property of us and/or our affiliates or licensors, protected by copyright, trademark, and other intellectual property laws. The Site is provided for your personal noncommercial use. Unauthorised use, including modification, copying, reproduction, or distribution of materials, is prohibited unless explicitly authorised. You may download and/or print one copy of individual pages for personal, non-commercial use, provided you keep all copyright and proprietary notices intact.

Your License to Us

By posting material to us via the Site, internet groups, social media, or to our staff, you represent ownership and grant us a royalty-free, perpetual, irrevocable license to use, copy, modify, transmit, sell, or display such material. Contributions created for us are deemed “works made for hire,” and copyrights belong to COMPANY. You grant us the right to identify you as the author.

Limitations on Linking and Framing

You may establish a hypertext link to the Site without implying sponsorship. However, framing or inline linking of Site content requires our prior written permission.

Disclaimers

The Site may contain links to third-party sites. We do not endorse or control third-party content. Opinions, advice, or information expressed by third parties are theirs alone, not COMPANY’s. Information, products, and services provided on the Site are “as is” without warranties. We do not guarantee uninterrupted or error-free operation, nor the accuracy of content. You agree to defend, indemnify, and hold COMPANY and affiliates harmless from any claims arising from your breach.

Online Commerce

Certain Site sections may allow online purchases of products or services provided by third parties. We are not responsible for the quality, accuracy, or timeliness of these products/services. Your interactions with third parties are solely between you and them. COMPANY is not responsible for any loss or damages incurred. You agree to be financially responsible for legitimate, non-commercial purchases made through the Site. Sharing purchases is unauthorised and may subject violators to liability. If payment is declined, access to premium materials will be disabled until the billing issue is resolved.

Interactive Features

The Site may include bulletin boards, chat rooms, and email services. You are responsible for material posted or sent. Do not:

• Restrict others' Site use.

• Impersonate any person or entity.

• Interfere with servers or networks.

• Encourage illegal activities or harm.

• Gain unauthorised access.

• Post unlawful or harmful information.

• Violate others' rights.

• Transmit harmful components.

• Exploit information for commercial purposes.

• Advertise without approval.

• Gather email addresses for marketing.

COMPANY may host public forums but has no obligation to monitor content. We reserve the right to alter or remove content.

Registration

To access certain features, demographic information is required. Registering for specific features may involve providing personally identifiable information, governed by our Privacy Policy.

Passwords

You are responsible for password confidentiality and account activities. Notify us immediately of unauthorised use.

Limitation of Liability

We are not liable for any damages, whether direct or indirect, resulting from the use or inability to use the Site, including messaging, blogs, comments, books, emails, products, or services. This includes third-party materials or services. We are not responsible for users' conduct. If you are dissatisfied, your only remedy is to stop using the Site.

Note: We are not an investment advisory service, provide no personalised financial advice, and operate for educational purposes. The information in our materials is for general informational purposes only and should not be considered legal, tax, or investment advice. Consult professionals before acting on any information from us. We make no warranties about the accuracy or completeness of our site, and we are not responsible for future income claims.

Termination

We may cancel or terminate Site access without notice, with surviving restrictions, disclaimers, and limitations of liability.

Refund Policy

Your purchase of a product or service or ticket to an event or online course, may or may not provide for any refund. Each specific product, service, event, or course will specify its own refund policy.

Other

The Digital Millennium Copyright Act provides recourse for copyright owners. If materials hosted by COMPANY infringe copyright, contact us. This Agreement is binding upon COMPANY and respective assigns, successors, heirs, and legal representatives. Rights and obligations may be assigned by COMPANY.

Governing Law and Arbitration

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Thailand, and any dispute shall be subject to binding arbitration in Thailand. If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.

Disclaimer

This policy may change at our discretion. Updates will be posted on our Website. For questions or concerns, contact:

[email protected]